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Checking Accounts to Meet Every Need.

You need a checking account that fits you. So Lyons Federal offers a full range of accounts, including special accounts for students and seniors, and accounts that pay interest.

All of our accounts offer Free Online Banking and No Annual Fee ATM or Debit Cards.

Advantage Checking

If you write only a few checks and make limited deposits each month, this Lyons Federal interest-bearing account might be just right for you. This account does require you to keep an average daily balance of at least $1,000. Should your balance drop below that, the interest rate you earn will drop to the Super Advantage rate for that statement cycle.

  • Atractive interest bearing account
  • Limit six pre-authorized withdrawals per month
  • Requires average daily balance of $1,000.00
  • First box of printed checks is free
  • No monthly service fee if average daily balance exceeds $1,000.00; Lower balance accounts are charged a monthly maintenance fee of $5.00

Super Advantage Checking

Maintain a $1,000 average daily balance, and Super Advantage Checking gets you a long list of rewards and pays interest. If your average balance drops below $1,000, the interest rate drops to the Reward Checking rate for that statement cycle.

  • Attractive interest bearing account
  • Requires average daily balance of $1,000.00
  • First box of printed checks is free
  • No monthly service fee if average daily balance exceeds $1,000.00; Lower balance accounts are charged a monthly maintenance fee of $5.00    

Reward Checking

It's our most popular checking account, and for good reason. Keep a minimum average daily balance of $400 in your account and you'll earn interest. If your balance drops below $400 no interest will be paid during that statement cycle.

  • Attractive interest bearing account
  • Requires average daily balance of $400.00
  • No monthly service fee if average daily balance exceeds $400.00; Lower balance accounts are charged a monthly maintenance fee of $4.00

Prestige 50 Checking

Fifty may be the new forty. But when you sign up for the Prestige 50 Checking you'll be saying, "I'm fifty and loving it!" You'll earn interest on your account with no minimum average daily balance requirements.

  • Must be age 50 or older
  • No required minimum average daily balance
  • No monthly fees
  • First box of printed checks is free

Express Checking

If you can't remember the last time you wrote a check, Express Checking may be for you. With a Free ATM or Debit Card, this checkless checking account gives you instant access to your money.

  • No required minimum average daily balance
  • No monthly fee
  • A per item fee of $0.25 for each debit transaction