ADVANTAGE ACCOUNT

• Attractive Interest Bearing Account
• Requires an average daily balance of $1,000.00
• Allows 6 transactions per month (3 of them can be checks)
• No Monthly Service Fee if average daily balance exceeds $1,000.00; Lower balance accounts are charged a monthly maintenance fee of $5.00

SUPER ADVANTAGE ACCOUNT

• Attractive Interest Bearing Account
• Requires an average daily balance of $1,000.00
• Unlimited Check Writing abilities
• No Monthly Service Fee if average daily balance exceeds $1,000.00; Lower balance accounts are charged a monthly maintenance fee of $5.00

REWARD CHECKING

• Attractive Interest Bearing Account
• Requires Daily Balance of $400.00
• Unlimited Check Writing abilities
• No Monthly Service Fee if average daily balance exceeds $400.00; Lower balance accounts are charged a monthly maintenance fee of $4.00.

FREEDOM CHECKING

• Only a minimum deposit to open
• Requires Daily Balance of $400.00
• A per item fee of $.15 for each debit transaction in excess of 50 during a statement cycle
• No Monthly Service Fee if average daily balance exceeds $500.00; Lower balance accounts are charged a monthly maintenance fee of $5.00.

FAMILY CLUB ACCOUNT

• $200.00 Deposit to open
• Free checks (up to 4 boxes per year)
• Free Travelers Checks, Free Notary Service
• Discounted loan rates
• Discount on safety deposit box rental
• Write as many checks as you like
• Monthly Service Charge Of $8.00

PRESTIGE 50 CHECKING

• Attractive Interest Bearing Account for account holders age 50 or older
• No Minimum Balance required
• Unlimited Check Writing abilities
• First box of printed checks free
• No Monthly Service Fee

PRESTIGE STUDENT CHECKING

• No Minimum Balance required
• Unlimited Check Writing abilities
• No Monthly Service Fees
• Available to all Full Time Students under age 23

BASIC CHECKING

• Only a minimum deposit to open
• A per item fee of $.15 for each debit transaction in excess of 30 during a statement cycle
• No Monthly Service Fee if average daily balance exceeds $300.00; Lower balance accounts are charged a monthly maintenance fee of $3.00.

EXPRESS CHECKING

• Only a minimum deposit to open
• No Monthly Service Fee
• A per item fee of $.25 for each debit transaction